Terms and Conditions



(Updated 25th September 2013)
  1. This website is operated by Innscor Africa Limited (referred to hereafter as “Innscor/we/our/us”). As a user of this website (referred to hereafter as “you/your”) you acknowledge that your access to and use of this website is subject to the following terms and conditions and all applicable laws, and that you accept such terms and conditions without limitation or qualification.
  2. Please: –
    • 2.1 Read through these terms and conditions carefully before using this website;
    • 2.2 Read our Privacy policy regarding use of your personal information.
  3. Innscor reserves the right to change these terms and conditions at any time at its sole discretion. Any such changes will take effect when posted on the website (see date at the top) and it is your responsibility to read the terms and conditions on each occasion that you use this website. Your continued use of this website shall signify your acceptance to be bound by the latest terms and conditions.
  4. These terms and conditions are in addition to those that apply to any accounts you may have with Innscor or any of its subsidiary businesses. Where appropriate, please review those specific terms and conditions.
  5. Unless otherwise stated, the contents of this website including, but not limited to, the text and images contained herein and their arrangement are the property of Innscor. All trademarks used or referred to in this website are the property of their respective owners.
  6. Nothing contained in this website shall be construed as conferring by implication, estoppel, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Innscor or any third party. This website and the content provided in this website, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Innscor, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.
  7. The information provided on this website is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Innscor.
  8. Links on this website may lead to third party websites and services not operated or provided by Innscor. Innscor is not responsible for, nor does it control the content, products or services provided by these linked third party sites. Innscor does not endorse or guarantee the products, services, information or recommendations provided by linked sites, and is not liable for any failure of products or services advertised on those sites. Innscor takes no responsibility for such other websites or services. In addition, a third party site may provide less security than Innscor and have a privacy policy different to that of Innscor. Your access, use and reliance upon such content, products or services is at your own risk. Innscor is not responsible for any web casting or any other form of transmission from linked sites nor is it responsible if the linked site is not working appropriately.
  9. Any use you make of the information provided on this website, or any website or service linked to by this website, is at your own risk.
  10. This website and its contents are provided “as is” and Innscor makes no representation or warranty of any kind with respect to this website or to any product or service accessible through this website. Innscor expressly disclaims all express and implied warranties including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will Innscor be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, loss of profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this website, any content on or accessed through this website or any website service linked to, or any copying, displaying, or use thereof.
  11. Any calculations done through the use of software or calculations supplied on the pages of this website, including any rates quoted, are guidelines only and subject to final confirmation at the time of finalisation of a transaction. All information regarding products and services including information in respect of terms and conditions, interest rates or any other matters is subject to change without notice.
  12. Not all of the products or services described on the website are available in all geographic areas. Therefore, you may not be eligible for all the products or services described. We reserve the right to determine your eligibility for any product or service.
  13. Innscor maintains this website in Harare, Zimbabwe and you agree that these terms of use and any legal action or proceeding relating to this website shall be governed by the laws of Zimbabwe without reference to its choice of law rules. If you attempt to bring any legal proceedings against Innscor you specifically acknowledge that Innscor is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this website to choose the laws of Zimbabwe to govern any such proceedings, we will probably choose to defend any such action in Harare and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this website.
  14. You are responsible for complying with the laws of the jurisdiction from which you are accessing this website and you agree that you will not access or use the information on this website in violation of such laws.
  15. Unless expressly stated otherwise herein, any information submitted by you through this website shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential.
  16. Innscor will not be deemed to have waived any of its rights or remedies under these Terms and Conditions of Use unless such waiver is in writing and signed by us. No delay or omission on our part in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.